LEGAL
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1. Terms of Service
The Terms of Service (“Agreement”) is an agreement between CentralSCPB (“Company”, “we”, “our”, or “us”) and the user (“you”, “your”). This Agreement governs your access to and use of the Company’s services (“Services”). Please read this Agreement carefully before accessing or using our Services.
1.1 Acceptance of Terms
By accessing or using our Services, you agree to be bound by this Agreement. If you disagree with any part of this Agreement, you may not access or use our Services.
1.2 Modification of Terms
We reserve the right to modify the terms of this Agreement at any time. We will notify you of any changes by posting the new Agreement on our website. It is your responsibility to review this Agreement periodically for changes. Your continued use of the Services after any changes to this Agreement constitutes your acceptance of the new terms.
| Change Date | Change Description |
|---|---|
| 2023 | Initial Agreement |
| 2024 | Update on data policy |
1.3 Eligibility
By using our Services, you represent and warrant that you are at least 18 years old and are fully able and competent to enter into the terms, conditions, obligations, representations, and warranties set forth in this Agreement.
1.4 Account Registration
To use some parts of our Services, you may need to register for an account. When you register for an account, you may be required to provide us with some information about yourself, such as your email address or other contact information.
| Field | Data Required |
|---|---|
| Name | Yes |
| Yes | |
| Phone | Yes |
2. Services
2.1 Description of Services
Our Services include a range of financial planning, investment management, and other financial services. The specific features and functionalities of the Services are outlined on our website and may be updated, altered, suspended, or discontinued at any time without notice.
2.2 Fees and Payment
The use of some of our Services may require payment of fees. If you elect to sign up for these services, you agree to pay us the applicable fees and taxes. We reserve the right to change our prices and to institute new charges at any time.
| Service | Fee |
|---|---|
| Financial Planning | 0.1% |
| Investment Management | 0.1% |
3. Intellectual Property Rights
All of the content, design, graphics, compilation, magnetic translation, digital conversion, and other matters related to the Site are protected under applicable copyrights, trademarks, and other proprietary rights. The copying, redistribution, or publication by you of any such matters or any part of the Site is strictly prohibited.
4. User Conduct
You agree to use our Services only for lawful purposes. You are solely responsible for the knowledge of and adherence to any and all laws, statutes, rules, and regulations pertaining to your use of the Services.
5. Privacy Policy
We respect your privacy and are committed to protecting it. Our Privacy Policy, which is incorporated into these Terms of Service by this reference, further describes the collection, use, and disclosure of your personal information.
6. Dispute Resolution
Any disputes arising out of or relating to these Terms of Service or your use of the Services will be resolved in accordance with the laws of the Country.
7. Limitation of Liability and Indemnification
7.1 Limitation of Liability
In no event will CentralSCPB or its directors, employees, or agents be liable to you or any third person for any indirect, consequential, exemplary, incidental, special, or punitive damages arising from your use or inability to use the services or the site.
7.2 Indemnification
You agree to indemnify and hold CentralSCPB, its subsidiaries, and affiliates, and their respective officers, agents, partners, and employees, harmless from any loss, liability, claim, or demand, including reasonable attorneys’ fees, made by any third party due to or arising out of your use of the Services in violation of these Terms of Service.
8. Changes to These Terms
We reserve the right, at our sole discretion, to change, modify, add, or remove portions of these Terms at any time without any prior written notice to you. It is your responsibility to review these Terms periodically for changes.
9. Termination
We reserve the right, in our sole discretion, to terminate your access to all or part of the Services, with or without notice, for any reason or no reason at all.
10. Governing Law
These Terms shall be governed by and construed in accordance with the laws of Country, without regard to its conflict of law principles.
| Financial Terms | Description |
|---|---|
| Asset Allocation | The implementation of an investment strategy that seeks to balance risk versus reward by adjusting the percentage of each asset in an investment portfolio according to the investor’s risk tolerance, goals, and investment time frame. |
| Bonds | A fixed income instrument that represents a loan made by an investor to a borrower (typically corporate or governmental). |
| Equities | An investment that represents part ownership in a corporation and entitles part of that corporation’s assets and earnings. |
11. Dispute Resolution
Any disputes arising out of or in connection with these Terms of Service shall be resolved through binding arbitration in Country. By agreeing to these Terms, you waive your right to have disputes resolved in court before a judge or jury.
12. Copyright and Intellectual Property
All content, logos, graphics, pages, scripts, and service names included in or made available through any of our services are the property of CentralSCPB or its content suppliers and are protected by United States and international copyright laws.
13. User Conduct
Users agree not to use the services or the site in order to:
- Harm others or the site in any way.
- Impersonate any person or entity, or falsely state or otherwise misrepresent your affiliation with a person or entity.
- Introduce into the site any malicious or technologically harmful material.
14. Privacy
Our collection and use of personal information in connection with the services are as provided in Privacy Policy.
15. Third-Party Links
The services may contain links to third-party websites or resources. You acknowledge and agree that CentralSCPB is not responsible or liable for the availability or accuracy of such websites or resources.
| Financial Terms | Description |
|---|---|
| Mutual Funds | A type of investment vehicle consisting of a portfolio of stocks, bonds, or other securities, which is managed by an investment company. |
| Annuity | A financial product that pays out a fixed stream of payments to an individual, primarily used as an income stream for retirees. |
| Dividends | A distribution of a portion of a company’s earnings, decided by the board of directors, to a class of its shareholders. |
FAQ
Frequently Asked Questions
This section serves as a resourceful guide providing immediate answers to common questions about our financial services, account management, transfer procedures, and customer support.
You can reach out to our customer support team via email, live chat on our website, or by phone. The contact details are available on our ‘Contact Us’ page.
To make an international transfer, log in to your CentralSCPB account, navigate to the “Transfers” section, select “International Transfer,” and follow the prompts to enter the transfer details. You’ll need to provide the recipient’s international banking details, including their IBAN or SWIFT code.
Yes, all transfers made through CentralSCPB are protected by state-of-the-art security protocols, including encryption, fraud detection systems, and secure login processes. We comply with all relevant financial industry security standards to ensure your funds and data are safe.
Opening an account with us is simple. Just click on the ‘Sign Up’ button on our website and follow the prompts. You will be asked to provide some basic personal information and to create a secure password.
If you suspect any fraudulent activity on your account, please contact us immediately. Our customer service team is available 24/7 to assist you with any issues or concerns.
